Funding Providers

SAMA-licensed finance company. Small-ticket personal finance for Saudi nationals and residents; fast digital decisioning.

Purchase installment financing

Fully digital micro personal finance

Bab Rizq Jameel Microfinance

SAMA

Microfinance for individuals and micro businesses

Quara Finance

SAMA

Personal and purchase financing for individuals and SMEs

Emkan Finance

SAMA

Micro personal finance for individuals

Meem Digital Finance

SAMA

Digital personal finance — starts from 4K salary

Micro personal finance

Al Yusr Leasing & Finance

SAMA

Personal finance starting from 3,500 SAR salary

Tamam

SAMA

Micro personal finance 3K-50K SAR — first licensed microfinance

Personal and leasing finance

Personal consumer finance

Personal finance and leasing — listed on Tadawul

Personal finance and leasing

Sharia-compliant personal finance

Saudi Finance Company

SAMA

Personal finance and leasing — one of the oldest licensed

Personal and leasing finance

Nayifat Finance

SAMA

Personal finance and leasing for individuals

Abdul Latif Jameel Finance

SAMA

Cash and auto financing up to 300K SAR, no guarantor

Personal finance and installments

Flexible Islamic personal financing

Personal and corporate finance

Personal and vehicle finance

Aljabr Finance

SAMA

Personal finance and leasing

Nayla Finance

SAMA

SME financing solutions

Tasheel Finance

SAMA

Personal finance 10K-250K SAR

ALJ Leasing

SAMA

Auto and equipment leasing

Vehicle finance and leasing

Auto leasing and finance

Auto finance and leasing

Leasing and equipment finance

Debt crowdfunding — latest SAMA licensed company

Funding Souq

SAMA

Debt crowdfunding for SMEs — requires 2yr+ and 2M revenue

Forus

SAMA

SME crowdfunding with 6-20% returns

Manafa

SAMA

Debt and equity crowdfunding — dual SAMA+CMA licensed

Leasing and equipment finance

Debt crowdfunding for SMEs

Debt crowdfunding for SMEs

Crowd lending for SMEs

Debt crowdfunding

Raqamyah

SAMA

Debt crowdfunding for SMEs — POS and invoice financing

Tameed

SAMA

Government purchase order financing for SMEs

Lendo

SAMA

SME financing via invoice and working capital up to 7.5M SAR

Kafalah

SAMA

SME loan guarantee program

Home mortgage finance for individuals

Residential real estate finance

Sharia-compliant residential home finance

Bidaya Home Finance

SAMA

Residential home finance

Dar Al Tamleek

SAMA

Largest home finance company — helped 85K+ families

Amlak International

SAMA

Islamic real estate finance

Arat Capital

CMA

Real estate sukuk — financing developers up to 20M

Sukuk and debt instruments

Sukuk and debt instruments

Sukuk and debt instruments

Sukuk and debt instruments

Sukuk for SME project financing

Mekyal Financial

CMA

Equity crowdfunding

Equity crowdfunding

Sukuk and debt instruments

Sukuk and debt instruments

Scopeer

CMA

Equity crowdfunding for startups

Digital sukuk for real estate financing

Short, medium and long-term sukuk

Equity crowdfunding — sole active platform

Digital sukuk using DLT/blockchain

Equity CF and sukuk — issuances over 100M SAR

Equity crowdfunding for startups

Equity crowdfunding

Equity crowdfunding

Sukuk and debt instruments

Sukuk and debt instruments

Sukuk investment platform

Sukuk and debt instruments

Sukuk platform, real estate financing, and investment funds — CMA licensed

SAMA-licensed digital bank owned by Saudi Telecom Company. Fully mobile-first; offers personal finance to both Saudi nationals and residents.

Al Rajhi Bank

Bank

Largest Islamic bank in Saudi — personal finance up to 2.5M SAR

Arab National Bank (ANB)

Bank

Personal and SME financing — 135+ branches

Bank Aljazira

Bank

Islamic bank — specializes in SME financing and digital banking

Riyad Bank

Bank

Personal, mortgage, and SME financing — one of oldest Saudi banks

Saudi Investment Bank (SAIB)

Bank

Personal, investment and commercial financing

Saudi National Bank (SNB)

Bank

Largest bank in Saudi — personal up to 2.5M + SME financing

Saudi Awwal Bank (SAB)

Bank

Universal bank — Best SME Bank award winner

Banque Saudi Fransi (BSF)

Bank

Personal and business financing — 80+ branches

Bank Albilad

Bank

Islamic bank — personal, mortgage and SME financing

Alinma Bank

Bank

Islamic bank — personal finance starting from 3K salary

Comprehensive banking and financing services

Gulf International Bank (GIB)

Bank

International bank licensed in Saudi — corporate and SME finance