Saudi Arabia's largest bank, formed from the NCB–Samba merger. Offers its employees the best internal financing terms.
2,500,000
SAR max amount
4% – 8% APR
expected APR
Up to 5 years
repayment term
SNB employees get internal financing at highly competitive rates (below market). They can also apply to other banks on excellent terms. Their credit tier is the highest at every lender.
Lower profit rates
4% – 8% APR
Higher limits
Up to SAR 2,500,000
Faster approval
24–48 hours
SAR 7,000 – 60,000+
Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.
A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.
Choose Saudi National Bank (SNB) from the employer list — Diro shows only lenders accepting your employer.
Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.
Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.
Internal is usually much cheaper (4–5% rates vs 7–9% externally). But external may offer larger amounts or more flexible terms. Diro compares the internal offer against 34 external lenders so you can pick.
No legal restrictions. SNB employees can apply to any other bank or finance company. The only wrinkle: some banks may require disclosure of SNB internal obligations as part of affordability calculation.
Regular bonuses (monthly/quarterly) are counted in affordability. Annual bonuses may be partially counted (50–80%) depending on the bank. Base salary + fixed allowances form the core.
All providers licensed
Completely free
Instant results
35+ providers
Apply in 2 minutes and receive offers tailored to your employer
Start Now