Ministry of Interior — including Passports, Civil Defense, Security, and Citizenship. Military and security personnel are among the strongest credit-rated employee segments.
2,000,000
SAR max amount
5% – 9% APR
expected APR
Up to 5 years
repayment term
Security and military personnel have exceptional job stability and salaries boosted by cash allowances (field, hazard, housing). Banks count these allowances in affordability calculations, significantly raising the maximum loan. Some banks offer a dedicated 'military financing' product with special terms.
Lower profit rates
5% – 9% APR
Higher limits
Up to SAR 2,000,000
Faster approval
24–48 hours
SAR 5,500 – 45,000+
Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.
A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.
Choose Ministry of Interior from the employer list — Diro shows only lenders accepting your employer.
Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.
Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.
Yes. Most major banks count regular cash allowances (field, hazard, nature-of-work) in monthly affordability calculations. This can raise the maximum loan by 20–40%.
Usually no for personal loans. For large loans (above SAR 1M), some banks may request salary confirmation from the employer. Diro surfaces exact requirements before you apply.
Yes. Military retirees qualify for financing secured by pension income. Maximum amount is lower than active employees, but terms are still favorable.
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