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Financing by Employer

Aramco FinancingSABIC FinancingSTC FinancingSNB FinancingMinistry of Education FinancingMinistry of Health FinancingMinistry of Interior FinancingTeachers FinancingGovernment Sector FinancingPrivate Sector Financing

Important Disclosure

Diro (getdiro.net) is a financial comparison and brokerage platform and is NOT a licensed lender or finance provider. We do not offer loans or direct financing. We connect applicants with finance providers licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA). All financing decisions, rates, and terms are determined by the respective finance provider. Estimated profit rates displayed on the platform are for guidance only and may vary based on credit assessment and applicant profile. Free for applicants.

Diro is a marketplace platform and not a licensed lender. All displayed funding providers are licensed by relevant regulatory authorities.

© 2026 Diro. All rights reserved.

SAMA Licensed Lenders

Personal Financing for Saudi Aramco Employees

The world's largest energy company and one of Saudi Arabia's largest employers. Aramco employees typically qualify for the best financing terms in the Saudi market.

Apply Now — Free

3,000,000

SAR max amount

4.5% – 8% APR

expected APR

Up to 5 years

repayment term

Why do Saudi Aramco employees get preferential terms?

Aramco employees are classified in the top tier by most banks. High job stability, reliable pay cycles, and a strong pension system make lenders offer them the highest funding limits, lowest profit rates, and fast-track approval. Several banks offer Aramco-branded financing products.

Lower profit rates

4.5% – 8% APR

Higher limits

Up to SAR 3,000,000

Faster approval

24–48 hours

Typical salary band

SAR 8,000 – 80,000+

Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.

Lenders accepting Saudi Aramco employees

A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.

Al Rajhi Bank

Up to SAR 2.5M with best profit rates

SNB

Dedicated Aramco employee product

Riyad Bank

Up to SAR 3M with salary transfer

Alinma Bank

Fast-track processing

How to get financed via Diro

1

Select employer

Choose Saudi Aramco from the employer list — Diro shows only lenders accepting your employer.

2

Compare offers

Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.

3

Get funded

Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.

Frequently asked questions

Do Aramco employees get lower profit rates?+

Yes. Aramco employees are rated in the top credit tier by banks due to job stability and reliable pay. This translates to lower rates (typically 4.5–7% APR) vs 8–12% for general private sector.

What is the maximum personal loan for an Aramco employee?+

Up to SAR 3M at major banks (Al Rajhi, Riyad Bank) provided the monthly installment stays below 33.3% of net salary. Higher for salaries above SAR 20,000/month.

How long does approval take?+

Pre-approval via Diro is instant. Final approval usually lands within 24–48 hours at most banks. Some banks have an Aramco fast-track that's even quicker.

All providers licensed

Completely free

Instant results

35+ providers

Ready for financing as a Saudi Aramco employee?

Apply in 2 minutes and receive offers tailored to your employer

Start Now