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Financing by Employer

Aramco FinancingSABIC FinancingSTC FinancingSNB FinancingMinistry of Education FinancingMinistry of Health FinancingMinistry of Interior FinancingTeachers FinancingGovernment Sector FinancingPrivate Sector Financing

Important Disclosure

Diro (getdiro.net) is a financial comparison and brokerage platform and is NOT a licensed lender or finance provider. We do not offer loans or direct financing. We connect applicants with finance providers licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA). All financing decisions, rates, and terms are determined by the respective finance provider. Estimated profit rates displayed on the platform are for guidance only and may vary based on credit assessment and applicant profile. Free for applicants.

Diro is a marketplace platform and not a licensed lender. All displayed funding providers are licensed by relevant regulatory authorities.

© 2026 Diro. All rights reserved.

SAMA Licensed Lenders

Personal Financing for SABIC Employees

Saudi Basic Industries Corporation — the largest chemicals company in the Middle East. SABIC employees are classified in the top credit tier by banks.

Apply Now — Free

2,500,000

SAR max amount

5% – 8% APR

expected APR

Up to 5 years

repayment term

Why do SABIC employees get preferential terms?

SABIC is a quasi-government entity partially owned by the Public Investment Fund, giving its employees high creditor confidence. Salaries are disbursed via major banks; pension and bonus programs are strong. Banks offer SABIC employees their most favorable financing terms.

Lower profit rates

5% – 8% APR

Higher limits

Up to SAR 2,500,000

Faster approval

24–48 hours

Typical salary band

SAR 7,000 – 60,000+

Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.

Lenders accepting SABIC employees

A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.

Al Rajhi Bank

Up to SAR 2M

SNB

Highly competitive rates

Al Rajhi Finance

Flexible repayment options

Nayifat Finance

Non-salary-transfer option available

How to get financed via Diro

1

Select employer

Choose SABIC from the employer list — Diro shows only lenders accepting your employer.

2

Compare offers

Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.

3

Get funded

Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.

Frequently asked questions

Can a SABIC employee get financing without salary transfer?+

Yes. Finance companies like Nayifat and Tasheel accept SABIC employees without salary transfer, but at slightly higher rates (8–12% vs 5–7% with transfer).

What documents do SABIC employees need?+

National ID, salary certificate from SABIC (last 30 days), last 3 months bank statement, and IBAN. Diro collects these digitally and forwards to all lenders in one application.

Are there seasonal offers for SABIC employees?+

Yes. Several banks run SABIC-specific promotions in Q4 of the fiscal year and during Ramadan, with discounted rates and fee waivers. Check Diro for current offers.

All providers licensed

Completely free

Instant results

35+ providers

Ready for financing as a SABIC employee?

Apply in 2 minutes and receive offers tailored to your employer

Start Now