Saudi Arabia's largest government employer by headcount — teachers and administrators. Excellent financing terms thanks to government job stability.
1,500,000
SAR max amount
5% – 9% APR
expected APR
Up to 5 years
repayment term
Saudi government employees are rated in the top tier by every lender. Guaranteed salary and direct-deduction via the Ministry of Finance eliminate most default risk, so lenders offer higher loan-to-salary ratios than private sector employees get.
Lower profit rates
5% – 9% APR
Higher limits
Up to SAR 1,500,000
Faster approval
24–48 hours
SAR 6,000 – 25,000
Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.
A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.
Choose Ministry of Education from the employer list — Diro shows only lenders accepting your employer.
Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.
Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.
Depends on salary and the 33.3% monthly installment cap. For salaries SAR 10,000+, max financing reaches SAR 1.5M at some banks. Diro calculates your exact limit instantly based on your salary.
Yes. All public school teachers across Saudi Arabia get the same terms as ministry HQ employees. Available equally from Riyadh to Dammam to Jeddah.
Yes, but different terms. Employees on annual contracts are accepted by specialized finance companies (Nayifat, Al Yusr) at smaller amounts and slightly higher rates. Permanent staff get the best terms.
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