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DiroDiro

Your Saudi platform to compare financing and investment opportunities from SAMA and CMA licensed sources. No commission. No subscription.

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Financing by Employer

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Important Disclosure

Diro (getdiro.net) is a financial comparison and brokerage platform and is NOT a licensed lender or finance provider. We do not offer loans or direct financing. We connect applicants with finance providers licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA). All financing decisions, rates, and terms are determined by the respective finance provider. Estimated profit rates displayed on the platform are for guidance only and may vary based on credit assessment and applicant profile. Free for applicants.

Diro is a marketplace platform and not a licensed lender. All displayed funding providers are licensed by relevant regulatory authorities.

© 2026 Diro. All rights reserved.

SAMA Licensed Providers

Personal Financing in Saudi Arabia — Compare 35+ Licensed Lenders

Compare personal financing offers from 35+ SAMA-licensed banks and finance companies. One application, instant offers, zero commission.

Apply Now — Free

35+

Providers

3,000

SAR min salary

2

min to apply

What Do You Need Funding For?

Personal Needs

Urgent or unexpected expenses

Medical Expenses

Treatment or medical procedures

Education

Tuition fees or courses

Vehicle Purchase

New or used car

Home Renovation

New furniture or renovation

Travel or Wedding

Special occasions

How to Get Financed

1

Submit Application

Enter your basic info in 2 minutes — name, phone, salary, amount

2

Compare Offers

We instantly match you with providers whose criteria you meet

3

Get Funded

Choose the best offer and receive funding. Some providers fund within 24 hours

Some Available Personal Finance Providers

Al Rajhi

Up to 2.5M SAR

Min salary 3,000 SAR

SNB

Up to 2.5M SAR

Min salary 3,000 SAR

Nayifat

Up to 300K SAR

Min salary 4,000 SAR

Tasheel

Up to 250K SAR

Min salary 4,500 SAR

Tamam

Up to 50K SAR

Min salary 4,000 SAR

Emkan

Up to 60K SAR

Min salary 4,000 SAR

And 30+ more providers...

All providers licensed

Completely free

Instant results

Data protected

Ready for Personal Financing?

Apply in 2 minutes and get the best offers

Start Now

Best Personal Finance Lenders in Saudi Arabia 2026

Live data from 12 SAMA-licensed personal finance providers — pulled from Diro's eligibility engine.

LenderRateMin salaryMax amountApprovalSalary transfer
Saudi Investment Bank (SAIB)2.21% – 7.50%3k SAR3000k SAR2 day(s)Required
Al Rajhi Bank3.07% – 6.43%2k SAR2500k SAR2 day(s)Not required
Arab National Bank (ANB)3.15% – 5.08%8k SAR2000k SAR2 day(s)Required
Saudi Awwal Bank (SAB)3.21% – 3.80%3k SAR2000k SAR2 day(s)Required
Alinma Bank3.43% – 13.69%3k SAR7500k SAR1 day(s)Required
Bank Albilad3.86% – 6.27%3k SAR2000k SAR1 day(s)Not required
Banque Saudi Fransi (BSF)
3.96% – 6.50%
4k SAR
2000k SAR
2 day(s)
Required
Saudi National Bank (SNB)4.27% – 5.47%3k SAR5000k SAR2 day(s)Required
Riyad Bank4.50% – 8.00%4k SAR2000k SAR2 day(s)Required
Aljabr Finance5.50% – 15.00%4k SAR250k SAR3 day(s)Not required
STC Bank5.50% – 9.00%4k SAR2000k SAR—Required
Gulf International Bank (GIB)6.74% – 7.00%4k SAR1500k SAR1 day(s)Required

Figures are indicative based on lenders' latest published terms. Final rate depends on credit profile, salary, and employment tenure.