The largest telecom operator in Saudi Arabia and a quasi-government entity (PIF-owned). STC employees qualify in the top quasi-government tier.
1,500,000
SAR max amount
5.5% – 9% APR
expected APR
Up to 5 years
repayment term
STC is partially owned by the Public Investment Fund, giving its staff quasi-government treatment. Regular salaries, good allowances, and high job stability. Banks offer STC employees terms very close to government employees.
Lower profit rates
5.5% – 9% APR
Higher limits
Up to SAR 1,500,000
Faster approval
24–48 hours
SAR 6,500 – 50,000+
Higher salaries unlock higher limits and longer terms. Diro calculates your exact limit based on your salary.
A sample of qualifying lenders. Diro shows you the full list tailored to your salary and credit profile.
Choose Saudi Telecom Company (STC) from the employer list — Diro shows only lenders accepting your employer.
Instantly see expected offers from 4–8 lenders with rates, max amount, and monthly installment.
Pick your best offer and continue with the lender via the platform. Funding in 24–48 hours.
They're treated as quasi-government — better than general private sector, close to government employees. Most banks place STC in a special credit tier above the private-sector average.
Yes for fully-owned subsidiaries — they're treated like the parent group at most banks. For partially-owned JVs, terms may differ. Diro clarifies the exact classification for each company.
Full-time employees on annual contracts qualify at specialized finance companies (Nayifat, Tasheel, Al Yusr). Limits are 30–40% lower than permanent staff, but processing is simpler.
All providers licensed
Completely free
Instant results
35+ providers
Apply in 2 minutes and receive offers tailored to your employer
Start Now