Auto finance and leasing
Min salary
3k SAR
Rate
7.00%–12.00%
Max amount
300k SAR
Fastest approval
3 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|---|---|---|---|---|
| Auto Finance | Auto finance | 7.00% – 12.00% | 3k SAR | 300k SAR | Not required |
SAMA-licensed
Regulated by Saudi authority
Multiple products
1 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Najm Auto Finance starts from SAR 3k/month, varying by product type and applicant nationality. Najm Auto Finance offers 1 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Najm Auto Finance range from 7.00% to 12.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Najm Auto Finance's maximum financing reaches SAR 300k, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Najm Auto Finance's fastest product issues approval in 3 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Najm Auto Finance and other lenders, and compare offers in a single day.
Yes, Najm Auto Finance accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Najm Auto Finance and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
