Debt crowdfunding for SMEs — POS and invoice financing
Min salary
—
Rate
13.00%–18.00%
Max amount
7.5M SAR
Fastest approval
3 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|---|---|---|---|---|
| SME Crowdlending | Working capital | 13.00% – 18.00% | — | 7.5M SAR | Not required |
SAMA-licensed
Regulated by Saudi authority
Multiple products
1 active financing products
Direct comparison
Compare against 33+ lenders, one application
Rates at Raqamyah range from 13.00% to 18.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Raqamyah's maximum financing reaches SAR 7.5M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Raqamyah's fastest product issues approval in 3 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Raqamyah and other lenders, and compare offers in a single day.
Submit one application via Diro and you'll get offers from Raqamyah and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
