Personal finance and leasing — one of the oldest licensed
Min salary
4k SAR
Rate
7.00%–38.19%
Max amount
5.0M SAR
Fastest approval
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| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Personal Finance | Personal finance | 26.21% – 38.19% | 4k SAR | 200k SAR | Not required |
| SME Finance (Mortgage-backed) | Working capital | 7.00% – 16.00% | — | 5.0M SAR | Not required |
| Short-Term Goods Finance | Working capital | 7.00% – 16.00% | — | 250k SAR | Not required |
SAMA-licensed
Regulated by Saudi authority
Multiple products
3 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Saudi Finance Company starts from SAR 4k/month, varying by product type and applicant nationality. Saudi Finance Company offers 3 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Saudi Finance Company range from 7.00% to 38.19% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Saudi Finance Company's maximum financing reaches SAR 5.0M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Yes, Saudi Finance Company accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Saudi Finance Company and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
