International bank licensed in Saudi — corporate and SME finance
Min salary
4k SAR
Rate
6.74%–7.00%
Max amount
1.5M SAR
Fastest approval
1 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Meem Personal Finance | Personal finance | 6.74% – 7.00% | 4k SAR | 1.5M SAR | Required |
bank
Regulated by Saudi authority
Multiple products
1 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Gulf International Bank (GIB) starts from SAR 4k/month, varying by product type and applicant nationality. Gulf International Bank (GIB) offers 1 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Gulf International Bank (GIB) range from 6.74% to 7.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Gulf International Bank (GIB)'s maximum financing reaches SAR 1.5M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Gulf International Bank (GIB)'s fastest product issues approval in 1 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Gulf International Bank (GIB) and other lenders, and compare offers in a single day.
Yes, some Gulf International Bank (GIB) products require salary transfer for the best rate. Gulf International Bank (GIB) also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Gulf International Bank (GIB) accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Gulf International Bank (GIB) and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
