Personal and business financing — 80+ branches
Min salary
4k SAR
Rate
3.00%–11.50%
Max amount
7.5M SAR
Fastest approval
2 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Auto Lease | Auto finance | 6.00% – 9.00% | 4k SAR | 1.0M SAR | Not required |
| Home Finance | Mortgage | 6.91% – 7.62% | 5k SAR | 5.0M SAR | Required |
| Personal Finance | Personal finance | 3.96% – 6.50% | 4k SAR | 2.0M SAR | Required |
| SME Business Finance | Working capital | 3.00% – 11.50% | — | 7.5M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Banque Saudi Fransi (BSF) starts from SAR 4k/month, varying by product type and applicant nationality. Banque Saudi Fransi (BSF) offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Banque Saudi Fransi (BSF) range from 3.00% to 11.50% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Banque Saudi Fransi (BSF)'s maximum financing reaches SAR 7.5M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Banque Saudi Fransi (BSF)'s fastest product issues approval in 2 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Banque Saudi Fransi (BSF) and other lenders, and compare offers in a single day.
Yes, some Banque Saudi Fransi (BSF) products require salary transfer for the best rate. Banque Saudi Fransi (BSF) also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Banque Saudi Fransi (BSF) accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Banque Saudi Fransi (BSF) and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
