Personal, mortgage, and SME financing — one of oldest Saudi banks
Min salary
4k SAR
Rate
2.00%–15.00%
Max amount
7.5M SAR
Fastest approval
2 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Auto Lease | Auto finance | 8.75% – 9.75% | 4k SAR | 750k SAR | Not required |
| Home Finance | Mortgage | 6.50% – 8.50% | 5k SAR | 5.0M SAR | Not required |
| Personal Finance | Personal finance | 4.50% – 8.00% | 4k SAR | 2.0M SAR | Required |
| SME Banking Finance | Working capital | 2.00% – 15.00% | — | 7.5M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Riyad Bank starts from SAR 4k/month, varying by product type and applicant nationality. Riyad Bank offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Riyad Bank range from 2.00% to 15.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Riyad Bank's maximum financing reaches SAR 7.5M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Riyad Bank's fastest product issues approval in 2 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Riyad Bank and other lenders, and compare offers in a single day.
Yes, some Riyad Bank products require salary transfer for the best rate. Riyad Bank also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Riyad Bank accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Riyad Bank and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
