Islamic bank — personal, mortgage and SME financing
Min salary
3k SAR
Rate
3.86%–10.00%
Max amount
5.0M SAR
Fastest approval
1 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Auto Finance | Auto finance | 5.63% – 8.00% | 3k SAR | 2.0M SAR | Not required |
| Home Finance | Mortgage | On profile | 3k SAR | 5.0M SAR | Not required |
| Personal Finance | Personal finance | 3.86% – 6.27% | 3k SAR | 2.0M SAR | Not required |
| Albilad Business Finance | Working capital | 6.00% – 10.00% | — | 5.0M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Bank Albilad starts from SAR 3k/month, varying by product type and applicant nationality. Bank Albilad offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Bank Albilad range from 3.86% to 10.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Bank Albilad's maximum financing reaches SAR 5.0M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Bank Albilad's fastest product issues approval in 1 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Bank Albilad and other lenders, and compare offers in a single day.
Yes, Bank Albilad accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Bank Albilad and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
