Largest bank in Saudi — personal up to 2.5M + SME financing
Min salary
3k SAR
Rate
4.27%–9.44%
Max amount
10M SAR
Fastest approval
2 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Auto Lease | Auto finance | 7.84% – 9.44% | 3k SAR | 500k SAR | Not required |
| Home Finance | Mortgage | 5.18% – 6.86% | 5k SAR | 5.0M SAR | Required |
| Personal Finance | Personal finance | 4.27% – 5.47% | 3k SAR | 5.0M SAR | Required |
| Business Finance | Working capital | 5.00% – 8.50% | — | 10M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Saudi National Bank (SNB) starts from SAR 3k/month, varying by product type and applicant nationality. Saudi National Bank (SNB) offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Saudi National Bank (SNB) range from 4.27% to 9.44% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Saudi National Bank (SNB)'s maximum financing reaches SAR 10M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Saudi National Bank (SNB)'s fastest product issues approval in 2 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Saudi National Bank (SNB) and other lenders, and compare offers in a single day.
Yes, some Saudi National Bank (SNB) products require salary transfer for the best rate. Saudi National Bank (SNB) also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Saudi National Bank (SNB) accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Saudi National Bank (SNB) and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
