Personal and purchase financing for individuals and SMEs
Min salary
4k SAR
Rate
38.16%–42.00%
Max amount
50k SAR
Fastest approval
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| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Naqdi Personal Finance | Personal finance | 38.16% – 42.00% | 4k SAR | 50k SAR | Not required |
SAMA-licensed
Regulated by Saudi authority
Multiple products
1 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Quara Finance starts from SAR 4k/month, varying by product type and applicant nationality. Quara Finance offers 1 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Quara Finance range from 38.16% to 42.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Quara Finance's maximum financing reaches SAR 50k, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Yes, Quara Finance accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Quara Finance and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
