Islamic bank — personal finance starting from 3K salary
Min salary
3k SAR
Rate
2.83%–13.69%
Max amount
7.5M SAR
Fastest approval
1 day(s)
| Product |
|---|
| Type |
|---|
| Rate |
|---|
| Min salary |
|---|
| Max amount |
|---|
| Salary transfer |
|---|
| Auto Lease | Auto finance | 2.83% – 7.33% | 3k SAR | 1.0M SAR | Not required |
| Home Finance | Mortgage | 3.97% – 7.50% | 5k SAR | 7.0M SAR | Not required |
| Personal Finance | Personal finance | 3.43% – 13.69% | 3k SAR | 7.5M SAR | Required |
| SME Finance | Working capital | 5.00% – 9.50% | — | 5.0M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Alinma Bank starts from SAR 3k/month, varying by product type and applicant nationality. Alinma Bank offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Alinma Bank range from 2.83% to 13.69% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Alinma Bank's maximum financing reaches SAR 7.5M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Alinma Bank's fastest product issues approval in 1 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Alinma Bank and other lenders, and compare offers in a single day.
Yes, some Alinma Bank products require salary transfer for the best rate. Alinma Bank also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Alinma Bank accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Alinma Bank and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
