Universal bank — Best SME Bank award winner
Min salary
3k SAR
Rate
3.21%–12.00%
Max amount
10M SAR
Fastest approval
2 day(s)
| Product | Type | Rate | Min salary | Max amount | Salary transfer |
|---|
| Auto Lease | Auto finance | 5.00% – 8.50% | 3k SAR | 1.0M SAR | Required |
| Home Finance | Mortgage | 5.68% – 7.44% | 4k SAR | 7.0M SAR | Required |
| Personal Finance | Personal finance | 3.21% – 3.80% | 3k SAR | 2.0M SAR | Required |
| SME Finance | Working capital | 6.00% – 12.00% | — | 10M SAR | Not required |
bank
Regulated by Saudi authority
Multiple products
4 active financing products
Direct comparison
Compare against 33+ lenders, one application
The minimum salary at Saudi Awwal Bank (SAB) starts from SAR 3k/month, varying by product type and applicant nationality. Saudi Awwal Bank (SAB) offers 4 active financing products, each with its own salary floor — see the table below for per-product details.
Rates at Saudi Awwal Bank (SAB) range from 3.21% to 12.00% APR, depending on product, credit profile, salary, and term length. Advertised rate does not reflect individual offers — actual rate is confirmed after SIMAH check and underwriting.
Saudi Awwal Bank (SAB)'s maximum financing reaches SAR 10M, depending on product and borrower capacity. Eligibility calculation follows SAMA's 45% Debt Burden Ratio (DBR) cap.
Saudi Awwal Bank (SAB)'s fastest product issues approval in 2 business day(s) after documents are complete. Other products may take longer depending on financing type. Through Diro you can submit one application reaching Saudi Awwal Bank (SAB) and other lenders, and compare offers in a single day.
Yes, some Saudi Awwal Bank (SAB) products require salary transfer for the best rate. Saudi Awwal Bank (SAB) also offers products without salary-transfer requirement at a higher rate. See the table below for per-product details.
Yes, Saudi Awwal Bank (SAB) accepts residents on some products under specific terms (valid residency tenure, higher salary threshold, sometimes a Saudi guarantor). Terms vary per product.
Submit one application via Diro and you'll get offers from Saudi Awwal Bank (SAB) and 33+ other SAMA-licensed lenders — directly comparing profit rate, monthly installment, and term. Zero commission, no obligation to accept any offer.
