Licensed Investment Platforms

Robo-Advisory in Saudi Arabia

Algorithm-managed investment portfolios

Robo-advisory platforms (Wahed, Hassah) use algorithms to automatically build and manage your portfolio based on your goals and risk tolerance. They offer global diversification via low-cost index funds. Excellent for beginners and passive investors.

500

SAR min

5-9% annually (per risk profile)

Expected return

Low to high (you choose)

Risk level

None

Lockup

Robo-Advisory is best for:

  • Beginner investors
  • Hands-off investors
  • Seekers of automatic global diversification
  • Regular monthly contributors

How to invest in Robo-Advisory

1

Sign up and complete a risk-tolerance questionnaire

2

The algorithm picks an ETF portfolio matching your profile

3

Transfer funds and the portfolio runs automatically

4

Quarterly automatic rebalancing

Recommended platforms for Robo-Advisory

All are licensed by Saudi regulators. Tap "Invest" to visit the platform's site.

Wahed

CMA Licensed

World's largest Shariah-compliant robo-advisor. Globally diversified portfolios, CMA-licensed.

Min: 500 SAR
Return: 5-9% annually (per profile)
Invest Now

Hassah

CMA Licensed

Saudi robo-advisor offering algorithm-managed portfolios based on your risk profile.

Min: 1,000 SAR
Return: 6-10% annually
Invest Now

Typical terms

Minimum

500 SAR

Expected return

5-9% annually (per risk profile)

Risk level

Low to high (you choose)

Fee structure

0.5-1% annually

Frequently asked questions

Is Wahed Shariah-compliant?+

Yes. Wahed is the world's largest Shariah-compliant robo-advisor, investing only in compliant assets under certified Shariah board supervision.

What's the difference between robo and a mutual fund?+

Robo is cheaper (0.5-1% vs 1.5-2.5%) and tailored to your profile. Mutual funds have a fixed strategy that doesn't adapt to individual investors.

Can I withdraw anytime?+

Yes. No lockup. Withdrawals take 3-7 business days for assets to be sold and cash transferred to your bank.

Disclosure: Diro is a comparison platform, not an investment provider. Investing involves risk — you may lose some or all of your capital. Past performance doesn't guarantee future results. Read product disclosures and verify each platform's licence before investing.

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