Licensed Investment Platforms

Public Mutual Funds in Saudi Arabia

Professional management by investment experts

CMA-licensed public mutual funds are portfolios managed by professional experts. You pay annual management fees in exchange for their asset selection and rebalancing. Suitable for investors who prefer not to make investment decisions themselves.

5,000-50,000

SAR min

5-15% annually (varies by fund)

Expected return

Low to high (fund-specific)

Risk level

Usually none or 1-3 years

Lockup

Public Mutual Funds is best for:

  • Investors preferring professional management
  • Those without time to track markets
  • Seekers of specialized strategies (growth, income, Islamic)
  • Long-term investors

How to invest in Public Mutual Funds

1

Pick a CMA-licensed fund matching your goal

2

Read the KIID for fees and risks

3

Subscribe at the required minimum

4

Track performance via quarterly reports

Recommended platforms for Public Mutual Funds

All are licensed by Saudi regulators. Tap "Invest" to visit the platform's site.

Riyad Capital

CMA Licensed

Diverse Islamic and conventional funds, private wealth management, and integrated investment solutions.

Min: 5,000 SAR
Return: 5-12% annually (fund-dependent)
Invest Now

Jadwa Investment

CMA Licensed

One of Saudi Arabia's leading asset managers, specialized in Islamic funds and long-term investing.

Min: 10,000 SAR
Return: 6-14% annually
Invest Now

Sedco Capital

CMA Licensed

Specialized in Islamic funds and ESG investing, with strong international presence.

Min: 10,000 SAR
Return: 5-13% annually
Invest Now

NCB Capital

CMA Licensed

Investment arm of Saudi National Bank. The largest asset manager in Saudi Arabia with a wide fund range.

Min: 5,000 SAR
Return: 5-12% annually
Invest Now

Typical terms

Minimum

5,000-50,000 SAR

Expected return

5-15% annually (varies by fund)

Risk level

Low to high (fund-specific)

Fee structure

1-2% management fee annually + entry fee

Frequently asked questions

How do I pick the right fund?+

Define your goal (growth, income, capital preservation) and time horizon. Read the KIID for fees, risks, and historical performance. Diro's comparison surfaces funds matching your profile.

Do funds pay dividends?+

Some distribute quarterly or semi-annually (income funds); others reinvest (growth funds). This is specified in the KIID.

Public vs private funds — what's the difference?+

Public funds are open to retail investors with relatively low minimums and CMA-supervised. Private funds are restricted to qualified investors with high minimums (often SAR 1M+) under different rules.

Disclosure: Diro is a comparison platform, not an investment provider. Investing involves risk — you may lose some or all of your capital. Past performance doesn't guarantee future results. Read product disclosures and verify each platform's licence before investing.

CMA/SAMA-licensed

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