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Important Disclosure

Diro (getdiro.net) is a financial comparison and brokerage platform and is NOT a licensed lender or finance provider. We do not offer loans or direct financing. We connect applicants with finance providers licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA). All financing decisions, rates, and terms are determined by the respective finance provider. Estimated profit rates displayed on the platform are for guidance only and may vary based on credit assessment and applicant profile. Free for applicants.

Diro is a marketplace platform and not a licensed lender. All displayed funding providers are licensed by relevant regulatory authorities.

© 2026 Diro. All rights reserved.

Sector-Tailored Financing

Startups Financing in Saudi Arabia — Compare 35+ Lenders

Startups and tech companies — a fast-evolving sector with diverse financing options: crowdfunding, revenue-based financing, stage-based financing.

Apply for Business Funding

20,000,000 (أسهم)

SAR max amount

50,000 شهرياً (ديون)

min revenue

5–15 days

funding speed

Financing types best suited to Startups

  • 1
    Equity crowdfunding
  • 2
    Debt crowdfunding
  • 3
    Revenue-based financing
  • 4
    Government guarantees (Kafalah)

Why lenders fund Startups

Saudi Arabia has seen a surge in CMA-licensed crowdfunding platforms. Startups with SAR 50,000+ monthly revenue can raise up to SAR 20M in equity, or obtain debt financing fast via Lendo, Raqamyah, and Forus.

Typical eligibility requirements

Operation history

6 months of activity

Minimum revenue

50,000 شهرياً (ديون)

Maximum financing

20,000,000 (أسهم) SAR

Funding speed

5–15 days

Lenders funding the Startups sector

A sample. Diro shows you the full list tailored to your business profile.

Lendo

Debt financing for startups with stable revenue

Forus

Growth-stage tech financing

Safqa Capital

Equity crowdfunding for early-stage

Aard Capital

Crowdfunding rounds

How to get funded

1

Submit business details

CR, sector, revenue, requested amount. In 3 minutes.

2

We match you

We show you lenders qualified to fund Startups businesses of your size and performance.

3

Get funded

Pick the best offer, coordinate with the lender via Diro. Funding in 48h to 10 days depending on type.

Frequently asked questions

What's the difference between equity and debt crowdfunding?+

Equity: gives investors a share of your company, no fixed repayment, but you dilute ownership. Debt: regular loan with monthly repayment, you keep full ownership but must repay regardless of performance. Equity for growth, debt for operating liquidity.

Do startups need years of CR history?+

No. 6 months minimum for most lenders. Some equity crowdfunding platforms accept very early-stage companies (3 months) if they have a valuable product and strong team.

How does the Kafalah program help startups?+

Kafalah is a government program (Social Development Bank) that guarantees a portion of your loan to the lender, reducing their risk and boosting your approval odds. Especially useful for startups lacking long credit history. Max guaranteed amount: SAR 10M.

All licensed

Completely free

From 48 hours

35+ providers

Ready to fund your Startups business?

Apply and get offers from 35+ licensed providers

Start Now