Security, guarding, and surveillance services — a growing sector due to commercial expansion and new-city development under Vision 2030.
5,000,000
SAR max amount
200,000 شهرياً
min revenue
5-10 days
funding speed
Security companies have long-term contracts with private and government sectors (banks, malls, schools, hospitals). Payroll represents 70-80% of expenses, and payroll financing solves the sector's biggest liquidity challenge. Fast growth due to rising security demand in new neighborhoods and projects.
Operation history
12 months + active contracts
Minimum revenue
200,000 شهرياً
Maximum financing
5,000,000 SAR
Funding speed
5-10 days
A sample. Diro shows you the full list tailored to your business profile.
CR, sector, revenue, requested amount. In 3 minutes.
We show you lenders qualified to fund Security Services businesses of your size and performance.
Pick the best offer, coordinate with the lender via Diro. Funding in 48h to 10 days depending on type.
Saudi Arabia's security services sector has evolved significantly since the Private Security Companies Law took effect in 2020 — over 600 private security firms are now licensed by the Ministry of Interior. The sector covers: facility guarding (companies, malls, hospitals), residential guarding (gated communities), security escort, alarm and camera systems, and cybersecurity services. Each segment has distinct financing characteristics.
Financing characteristics: large security firms need substantial operating capital for labor wages (60-75% of cost), training, uniforms, equipment, and insurance. Revenue from long-term contracts (1-3 years) is guaranteed but with collection delays from large clients. Invoice financing through Tameed and Raqamyah is the most-used product. Cybersecurity service firms — a fast-growth segment — benefit from Tech Banking facilities at Saudi Investment Bank.
Key notes: security companies licensed at "Grade A" by the General Security Directorate get better banking facilities than lower-grade companies. National Cybersecurity Authority-accredited firms have a specialized financing path under the National Cybersecurity Strategy. Security firms guarding large government contracts (Ministry of Education, Ministry of Health) benefit from Kafalah guarantees. Companies serving Aramco and SABIC get long-term contracts (5-10 years) eligible for long-term financing. The 2024 Vision 2030 megaproject security demand (NEOM, Qiddiya) has created a backlog of high-quality contracts financiers are actively underwriting.
Essential. Security services can't legally operate in Saudi Arabia without proper licensing, and lenders require it as a prerequisite. Its presence significantly raises credit standing because the license itself implies you've passed regulatory security checks.
It's a specialized working-capital sub-product, designed to cover the gap between paying staff salaries and collecting invoices from clients. Some lenders (Raqamyah) have dedicated 'payroll financing' products with shorter terms and faster disbursement.
Yes, the sector grows 10-15% annually due to massive urban transformation (NEOM, Qiddiya, Diriyah, new cities). Specialized security companies (VIP, tech security) earn higher margins.
All licensed
Completely free
From 48 hours
35+ providers
Apply and get offers from 35+ licensed providers
Start Now