Security, guarding, and surveillance services — a growing sector due to commercial expansion and new-city development under Vision 2030.
5,000,000
SAR max amount
200,000 شهرياً
min revenue
5-10 days
funding speed
Security companies have long-term contracts with private and government sectors (banks, malls, schools, hospitals). Payroll represents 70-80% of expenses, and payroll financing solves the sector's biggest liquidity challenge. Fast growth due to rising security demand in new neighborhoods and projects.
Operation history
12 months + active contracts
Minimum revenue
200,000 شهرياً
Maximum financing
5,000,000 SAR
Funding speed
5-10 days
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Essential. Security services can't legally operate in Saudi Arabia without proper licensing, and lenders require it as a prerequisite. Its presence significantly raises credit standing because the license itself implies you've passed regulatory security checks.
It's a specialized working-capital sub-product, designed to cover the gap between paying staff salaries and collecting invoices from clients. Some lenders (Raqamyah) have dedicated 'payroll financing' products with shorter terms and faster disbursement.
Yes, the sector grows 10-15% annually due to massive urban transformation (NEOM, Qiddiya, Diriyah, new cities). Specialized security companies (VIP, tech security) earn higher margins.
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