Operating liquidity with flexible repayment
Working capital financing provides liquidity to cover day-to-day business operations: payroll, supplier payments, funding the sales cycle, or bridging payment delays. The goal: keep operations running without cash-flow pressure.
7,500,000
SAR max
6 to 36 months
Tenor
48 hours to 5 days
Speed
10-18% APR on drawn balance
Cost
Submit an application with your liquidity need and expected duration
Lender evaluates your monthly revenue and cash flows via bank statements (last 6-12 months)
A financing limit is approved — you can draw all of it or only part (like a credit line)
Repayment is typically monthly over 6-36 months, with no early-repayment penalty at most lenders
A sample. Diro instantly matches you with lenders suited to your business profile.
Maximum amount
7,500,000 SAR
Tenor
6 to 36 months
Cost structure
10-18% APR on drawn balance
Funding speed
48 hours to 5 days
Working capital funds recurring operations (payroll, suppliers, sales cycle) with flexible, recurring repayment. A regular loan serves specific purposes (asset purchase, expansion) with fixed installments. Working capital suits businesses with variable cash flows.
Yes, if structured as a revolving credit line. You repay then redraw within the approved limit. Most Saudi platforms (Lendo, Raqamyah) offer this pattern.
From SAR 50K/month at some crowdfunding platforms, from SAR 200K at banks. Max financing depends on average monthly revenue (typically 1-3x monthly revenue).
Licensed providers
Completely free
Instant comparison
35+ lenders
One application, offers from lenders matching your business profile
Start Now