FinanceInvest
DiroDiro
PersonalBusinessCalculatorLendersBlogPartnersAbout
DiroDiro

Your Saudi platform to compare financing and investment opportunities from SAMA and CMA licensed sources. No commission. No subscription.

Finance

  • Personal
  • Business
  • Lenders
  • Calculator
  • Apply Now

Invest

  • Opportunities
  • Platforms
  • Market Insights
  • Return Calculator
  • Real Estate

Other

  • Blog
  • About
  • Partners
  • Privacy Policy
  • Terms & Conditions

Financing by Employer

Aramco FinancingSABIC FinancingSTC FinancingSNB FinancingMinistry of Education FinancingMinistry of Health FinancingMinistry of Interior FinancingTeachers FinancingGovernment Sector FinancingPrivate Sector Financing

Important Disclosure

Diro (getdiro.net) is a financial comparison and brokerage platform and is NOT a licensed lender or finance provider. We do not offer loans or direct financing. We connect applicants with finance providers licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA). All financing decisions, rates, and terms are determined by the respective finance provider. Estimated profit rates displayed on the platform are for guidance only and may vary based on credit assessment and applicant profile. Free for applicants.

Diro is a marketplace platform and not a licensed lender. All displayed funding providers are licensed by relevant regulatory authorities.

© 2026 Diro. All rights reserved.

Tailored SME Financing

Equity Crowdfunding in Saudi Arabia

Raise capital from investors for a share of your company

Equity crowdfunding lets companies raise capital from multiple investors in exchange for company equity — no monthly repayment. Very suitable for startups and growth-stage companies needing large financing they can't repay from current cash flow. Per-round cap: SAR 20M.

Apply Now

20,000,000

SAR max

No monthly repayment (equity investment)

Tenor

3 to 6 months (full campaign)

Speed

Give up typically 10-30% of company equity

Cost

Equity Crowdfunding is best for:

  • Growth-stage startups (over 6 months old)
  • Tech and digital companies
  • Projects with fast-growth potential
  • Companies targeting regional or international expansion
  • Businesses that can't handle monthly repayment burden

How Equity Crowdfunding works

1

Determine your company valuation, the amount needed, and equity offered

2

Apply to a platform (Safqa Capital, Aard Capital, Kafaa Capital)

3

Platform evaluates company, business model, team, and potential

4

On approval, an investment campaign launches for 2-3 months

5

Investors contribute (typically from SAR 5,000) until the round closes

6

You receive the financing; investors become partners for their equity share

Lenders offering Equity Crowdfunding

A sample. Diro instantly matches you with lenders suited to your business profile.

Safqa Capital

First Saudi equity crowdfunding platform

Aard Capital

Specialized in tech startups

Kafaa Capital

Flexible financing structures

Typical terms

Maximum amount

20,000,000 SAR

Tenor

No monthly repayment (equity investment)

Cost structure

Give up typically 10-30% of company equity

Funding speed

3 to 6 months (full campaign)

Frequently asked questions

When should I choose equity over debt financing?+

Equity suits when: (1) you need large financing your current business can't repay monthly, (2) your company is in fast growth and cost of delay exceeds cost of dilution, (3) you want strategic advisors and investors, not just money. Debt suits stable companies with strong cash flows.

How is my company valued?+

Valuation typically uses annual revenue multiples (3-10x for tech, 1-3x for traditional), annual profit multiples (5-15x), or other methods depending on sector. The platform helps you set a realistic, investor-convincing valuation.

What do investors get in return?+

Investors get equity shares — thus a share of future profits (dividends) and company value at sale or IPO. They can't individually withdraw investments — exits happen via selling shares to new investors or at a liquidity event (sale or IPO).

Licensed providers

Completely free

Instant comparison

35+ lenders

Ready for Equity Crowdfunding?

One application, offers from lenders matching your business profile

Start Now