Best Saudi Investment Platforms 2026 — Complete Investor Guide
Compare the top 99 CMA + SAMA-licensed investment platforms in Saudi Arabia — stocks, funds, real estate, crowdfunding, and robo-advisors. Minimums, fees, and expected returns.
The Saudi Investment Market in 2026
Saudi Arabia is seeing unprecedented expansion in retail investment options. With Vision 2030, the Capital Market Authority (CMA) and Saudi Central Bank (SAMA) have licensed 99+ institutions offering diverse investment solutions with minimums starting from SAR 100.
Categories of Saudi Investment Platforms
1. Stock Brokers (CMA-licensed) Let you buy Saudi and global equities. Notable: Derayah, Sahm, Aljazira Capital, AlRajhi Capital, Abyan Capital. Typical minimum: SAR 1,000.
2. Public Fund Managers (CMA-licensed) Mutual funds open to all retail investors with minimums starting from SAR 100. Notable: AlRajhi Capital, Alinma Investment, Jadwa Investment, Riyad Capital, NCB Capital.
3. Equity Crowdfunding (CMA-licensed) Invest in Saudi startups pre-IPO. Notable platforms: Scopeer, Manafa. Minimum: SAR 1,000.
4. Debt Crowdfunding (CMA-licensed) Lend to Saudi SMEs and earn periodic returns. Notable platforms: Lendo, Raqamyah, Forus, Funding Souq. Minimum: SAR 1,000. Expected return: 12-18% APY.
5. Fractional Real Estate Invest in Saudi properties with small tickets. Notable: Stake, Aseel, Jeel, Sakneen. Minimum: SAR 500-1,000.
6. Robo-Advisory Fully-managed automated portfolios. Notable: Wahed, Hassah. Minimum: SAR 100.
7. Smart Savings Platforms Automated saving with Islamic features. Notable: Hakbah, Barim. No minimum.
How to Pick the Right Platform
1. **Define your goal**: quick return, long-term growth, or steady income?
2. **Define your horizon**: 1 year, 3 years, or 10+?
3. **Define your risk tolerance**: high (stocks/crowdfunding), medium (balanced funds), low (sukuk/savings)?
4. **Compare fees**: range from 0.5% to 2.5% annually
5. **Verify the licence**: check the CMA or SAMA official website
Quick Answer — What to Buy If...
First-time investor: start with a Saudi index fund via AlRajhi Capital or Jadwa
Want monthly income: debt crowdfunding via Forus or Raqamyah
Long-term growth: Saudi + global equity portfolio via Derayah
Real estate: invest with Stake from SAR 500
Don't want to manage anything: Wahed Capital (robo) or Hakbah (savings)
Disclosure & Risk
All investing involves risk. Past performance does not guarantee future results. Read product disclosures, verify the licence, and only invest what you can afford to lose. Diro is a comparison platform, not a registered investment provider or licensed advisor.
Start with Diro
Our [Opportunities page](/en/invest/opportunities) has a weekly-updated list of everything you can invest in right now — IPOs, sukuk, funds, and CMA-licensed crowdfunding deals. Free, no subscription, no commission.
Ready to get funded?
Apply through Diro and get pre-offers from 35+ licensed providers — free and in minutes
Start Application